The Unemployed Youth Employment Generation Programme (UYEGP) is a scheme introduced by the Tamil Nadu government to help unemployed youth start small businesses by providing financial assistance through bank loans with subsidies.
Eligibility criteria
✅ Age:
- 18 to 35 years (General category)
- 18 to 45 years (SC/ST/BC/MBC/Differently Abled/Women/Ex-Servicemen)
✅ Educational Qualification:
- Minimum 8th standard pass
✅ Income Limit:
- Family annual income should be below ₹5 lakh
✅ Loan Amount & Subsidy:
- Maximum loan amount: ₹15 lakhs
- 25% subsidy from the government (maximum ₹3.75 lakhs)
- Bank loan covers the rest (with a small portion as a self-contribution)
HOW TO APPLY
Visit the official MSME Department website: https://msmeonline.tn.gov.in
- Register and fill out the application form
- Submit required documents (ID proof, address proof, educational certificate, project report, etc.)
- Attend an interview by the District Industries Centre (DIC)
- Once approved, the loan is sanctioned, and training is provided